Health iAccess

Why Health iAccess?

Our mission and vision are rooted in our name of making financial services products accessible in the communities we serve, be it individuals or Institutions.

Funeral Insurance
Health Insurance

Enter Full Name

Clear How much will I pay?

Want to earn unlimited income?

You are just one step away being your own Boss or starting your own Financial Services Business.

Signup now and start selling funeral insurance policies and earn unlimited income.

Purpose

We started Health iAccess anchored on providing affordable health care products. To that extent, we have partnered with Day1 Health https://www.day1health.co.za/ as Primary Health Care provider. The long-term vision is to provide Health Services in a affordable way. Be it, Personal Health and Financial Health. We have included funeral insurance as part of our offering.

Funeral Insurance

Funeral Insurance Plan that pays cash at competitive premium. We also have plans that cater for extended family members, be it inlaws or parents.

Health Insurace

We (Health iAccess) have been accredited to sell health insurance products administered Day 1 health. The products covers both day to day doctor visits or emergency hospitalization.

Benefits

Day To Day Benefits

Unlimited Managed Doctor Visits

Via a registered 1Doctor Health Network Provider. A co-payment of R75.00 will apply for all additional visits after the 5th visit. A 1 month waiting period applies.

Specialist Benefit

Specialist Benefit of up to R500 per annum. Subject to pre-authorisation and referral from a 1Doctor Health Network GP. A 3 month waiting period applies.

Acute & Chronic Medication

Both acute and chronic medication are covered according to the 1Doctor Health formulary. A 3 month waiting period applies on chronic medication for unknown conditions and 12 months waiting period on pre-existing conditions.

Radiology

Basic radiology according to the 1Doctor Health formulary via a 1Doctor Health Network GP. Black and white diagnostic x-rays only. A 1 month waiting period applies.

Pathology

Basic diagnostic blood tests on referral by a 1Doctor Health Network GP and subject to a list of basic pathology tests approved by Day1 Health. A 1 month waiting period applies.

Basic Dentistry

Basic treatment includes preventative cleaning, pain control, fillings, one emergency root canal treatment and extractions via a 1Doctor Health Network Dentist. A 3 month waiting period applies.

Optometry (Iso Leso Optics)

One eye test and one set of glasses every 24 months per the specific Iso Leso Optics agreed protocol range. A 12 month waiting period applies.

Out-of-Area Visits

In the event that you cannot see your Network GP, the Plan will allow 3 “out of area” visits per family per annum to an alternative Network GP or GP of your choice, subject to pre-authorisation. A 1 month waiting period applies.

Hospital Benefits

In-Hospital Illness Benefit

Covers up to R10,000 after the first 24 Hours in hospital, up to R10,000 for the second day in hospital, up to R10,000 for the third day in hospital. Thereafter R1,500 per day up to a maximum of 21 days. 12 months pre-existing conditions exclusion applies.

How to Claim

FUNERAL CLAIM CHECKLIST

ALWAYS REQUIRED: DOCUMENTS

Fully Completed claim form
Certified death certificate
Certified ID of deceased
Certified ID of Beneficiary (who the money is going to)
Certified ID of the claimant (if different to the beneficiary)
Certified copy of DHA 1663 Registration of death
Accident or Suicide Claim-SAPS Report
Proof of bank details for beneficiary receiving funds
Payment auth form if funds are to be paid to anyone other than beneficiary listed on the policy
Signed Application formfrom inception of the policy

** Please note signatures on the claim form and auth form must match –claim form and auth form must both be completed/signed by the beneficiary on the policy, not the funeral parlour

IN ADDITION: WHEN A SPOUSE MEMBER DIES

Certified copy of marriage certificate

Suitable proof providing to the fact that they are considered to be life partners or a common law spouse

IN ADDITION: WHEN A CHILD MEMBER DIES

Certified copy of proof that the Child was the biological, adopted, step-or illegitimate Child of the Principal Member
Where child member is over 21 but under 26 and was a full-time student
Certificate, signed by the Principal of the Educational Institute the Child attended until date of death, stating that the Child was a full-time student
Where child member is over 21 and was incapacitated by mental or physical infirmity from maintaining him/herself
A declaration signed by a Medical Practitioner setting out the nature of the infirmity of the Child from his 21st birthday until date of death